Frequently Asked Questions

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Everything You Need to Know About Real Estate in Dubai

This FAQ section addresses common questions from buyers, sellers, investors, landlords, and tenants. If you need further clarification, our advisors are always available to assist.

Do you work with residents and non-residents?

Yes. We assist both UAE residents and non-resident clients across buying, investing, renting, and selling, subject to regulatory requirements and eligibility.

What is the process for buying a property in Dubai?

The process begins with understanding your goals, budget, and preferred location. Once suitable properties are identified, viewings are arranged and an offer is submitted. After price agreement, a Memorandum of Understanding is signed and a deposit is placed. The transaction is then completed through the Dubai Land Department, where ownership is officially transferred. Throughout the process, The Ark Real Estate provides guidance on legal requirements, documentation, financing, and final handover to ensure a smooth and transparent experience.

What makes The Ark Real Estate different?

We operate with a consultative and data-driven approach. Rather than pushing listings, we focus on clarity, strategy, and long-term value. Our role is to guide clients toward informed decisions aligned with their goals.

Can foreigners buy property in Dubai?

Yes. Foreign nationals can purchase freehold properties in designated areas across Dubai with full ownership rights.

What is the minimum deposit required to buy a property?

Deposit requirements depend on residency status and whether you are a first-time or repeat buyer. Generally, expat residents require a minimum of 20 percent, while UAE nationals require 15 percent for first-time purchases. These may vary by bank and profile.

Are mortgages available in Dubai?

Yes. Mortgages are available for both residents and non-residents, subject to eligibility, income assessment, and loan-to-value limits.

What additional costs should I expect when buying?

Additional costs typically include Dubai Land Department registration fees, agency fees, mortgage registration fees if applicable, and service charges depending on the property.

How do you determine the value of my property?

We conduct a comprehensive market analysis based on recent transactions, location, demand, property condition, and current market trends to determine accurate pricing.

How long does it take to sell a property?

Timelines vary depending on pricing, location, market conditions, and demand. Proper pricing and presentation significantly improve turnaround time.

Do you handle negotiations and paperwork?

Yes. We manage negotiations, documentation, and coordination through to transfer, ensuring a smooth and compliant transaction.

How is rent typically paid in Dubai?

Rent is usually paid annually in one or multiple cheques, depending on the landlord’s terms.

What is Ejari?

Ejari is the official rental registration system in Dubai. It legally registers tenancy contracts and is required for utilities and compliance.

What costs should tenants expect?

Tenants typically pay a security deposit, agency commission, Ejari registration fee, and utility setup costs in addition to rent.

Is Dubai real estate a good investment?

Dubai offers competitive rental yields, a tax-efficient environment, and long-term growth potential. However, success depends on property selection, timing, and strategy.

How much can I borrow for a mortgage?

Borrowing limits are generally calculated as a multiple of annual income, often up to seven times salary, subject to bank assessment and existing liabilities.

Can non-residents get financing?

Yes. Non-residents may qualify for financing, typically up to 60 percent loan-to-value, subject to individual profiling and bank terms.

What does property management include?

Our property management services cover tenant sourcing, lease management, rent collection, maintenance coordination, compliance, and reporting.

Who is property management suitable for?

Property management is ideal for landlords who want professional oversight, consistent returns, and peace of mind, especially non-resident owners.

Do you offer interior design services?

Yes. We provide interior decoration and 3D modelling services to enhance property appeal, functionality, and value.

Why use 3D modelling?

3D visualisation allows clients to preview layouts, finishes, and design concepts before execution, reducing risk and improving outcomes.

How do I get started?

You can contact us through the website, submit an enquiry form, or speak directly with one of our advisors for a consultation.

Do you offer personalised advice?

Yes. Every client engagement is tailored to individual objectives, whether lifestyle-driven or investment-focused.

Still Have Questions?

Our team is ready to assist with personalised guidance and expert insight.

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